2013-10-28 鉅亨網編譯許家華 綜合外電
股神巴菲特 (Warren Buffett) 向投資大眾建議：「別自己打敗自己。」
巴菲特接受《USA TODAY》專訪時表示：「投資股票最棒的一點就是，過一段時間，股市就會表現不錯。美國企業將做得不錯，美國也將做得不錯，所以你有順著趨勢。」
83歲的巴菲特認為，在股市中堆積財富，這仍然是正確的路，只是這條路偶爾會有些崎嶇。
但要真的從股市獲利，並在一段時間後打造財富，個人投資者必須避免犯代價昂貴的錯誤，否則會使自己的投資結餘縮水，就像想贏球的足球隊就得小心別掉了球、在錯的時間出手之類的。
「不要自己打敗自己，有一半的問題來自於此。」
巴菲特指出業餘投資者最常犯的3種錯誤：
1. 嘗試預估市場時機。「人們老以為自己能預估股市短期動態，或者聽其他人侃侃而談市場時機，這些人都犯了這項大錯誤。」
2. 企圖模仿高頻率交易者。購買一家好企業的股票並長期持股，這樣的策略比炒短線來得好。
「如果他們的交易很活躍，他們就犯了一個大錯。」
3. 手續費和開支太高。他稱，已經有一些仿大型指標(如S&P’s 500)的超低成本指數基金 ，所以不必支付昂貴的管理費去投資共同基金。
「如果他們的投資，要花很多支出，那他們就犯了一個大錯。」
除了點出大眾投資人的3種錯誤，身價達585億美元的巴菲特也給予投資人一些建議。
「買指數基金，最好要放一段時間，你缺的就只是用合理的平均價格買下好企業。」
「你不用每星期或每個月、甚至每年看你持有的股票價格，如果你有跨領域的美股，在頂端也不會多興奮，如果你隔段時間就買進，你就會操作得很好。」
股神 點出投資三盲點
2013.10.29 【經濟日報╱編譯林佳賢／綜合外電】 億萬投資名家巴菲特，建議廣大散戶「別自己打垮自己」，並提醒散戶最容易犯的三大錯誤。 巴菲特在今日美國報（USAToday）的專訪中說：「投資股市的好處是，長期而言股票總會有好表現。美國企業和總體經濟未來將有好表現，因此局勢對你有利。」 巴菲特提出散戶最可能犯的三大錯誤： 第一、嘗試抓進出市場的時機。巴菲特說：「投資人以為自己能夠預測股市短期波動，或聽信其他人（時機操作者）的方法，那就犯了大錯。」 第二、試圖模仿高頻交易員。巴菲特表示，買進優質企業股票，並以長線獲利為目標，強過頻繁變換持股。他說：「如果頻繁買賣持股就犯了大錯。」 第三、買基金支付過高手續費及管理成本。巴菲特說，既然投資跟隨標普500指數的指數型基金成本很低，投資人沒理由付昂貴管理費買共同基金。 |
Warren Buffett: Top 3 investing mistakes to avoid
Adam Shell, USA TODAY
 |
Warren Buffett, CEO of Berkshire Hathaway, speaks at Georgetown University in Washington D.C.(Photo: Drew Angerer, Getty Images)
|
Imagine having Warren Buffett as your personal financial adviser. USA TODAY asked the Oracle of Omaha to put on his personal finance hat and tick off the biggest mistakes investors make
NEW YORK — Warren Buffett, the billionaire investor with the Midas touch, has a message for Main Street stock investors: "Don't beat yourself."
"The nice thing about investing in stocks is that, over time, equities are going to do well," Buffett tells USA TODAY. "American business is going to do well. America is going to do well. So you have the tide with you."
Building wealth in stocks is still the way to go, even though the ride can get bumpy from time to time, Buffett, 83, says.
RIEDER: Why Buffett didn't buy 'Washington Post'
But to really profit from stocks and build wealth over time, says Buffett, individual investors must avoid making costly mistakes that shrink their portfolio balances, just as a football team that wants to boost their odds of winning must avoid fumbling the ball away, throwing an interception or taking a penalty at a bad time.
"Don't beat yourself," the Oracle of Omaha says. "Beating yourself is half the problem."
USA TODAY asked Buffett to put on his personal finance hat and to tick off the three biggest mistakes amateur investors make. Here's Buffett's "Top 3 Mistakes to Avoid":
1. Trying to time the market. "People that think they can predict the short-term movement of the stock market — or listen to other people who talk about (timing the market) — they are making a big mistake," says Buffett.
2. Trying to mimic high-frequency traders. Buying stock in a good business and hanging on for the long term, he says, is a better strategy than flipping stocks like a short-order cook flips pancakes.
"If they are trading actively, they are making a big mistake," Buffett says.
3. Paying too much in fees and expenses. There's no reason to pay an expensive management fee to invest in a mutual fund when super-low-cost index funds that mimic large indexes like the Standard & Poor's 500-stock index are available, he says.
"If they are incurring large expenses in connection with their investing," says Buffett, "they are making a big mistake."
Buffett, of course, is famous for buying stocks when they are cheap, buying solid businesses that make a lot of money today and will make a lot of money tomorrow, and hanging on to his investments for a long time to better maximize profit potential.
TOP PICKS: Warren Buffett's 10 favorite stocks
The strategy works. You don't become the richest person in America during your career with a lousy investment game plan. (Buffett, with a net worth of $58.5 billion, is currently ranked No. 2 behind Microsoft founder Bill Gates, who's worth $72 billion, according to Forbes magazine.)
"Doing reasonably well investing in stocks," Buffett says, "is very, very easy."
Here's how he says investors should play the investing game:
"Buy an index fund, preferably over time, so you end up owing good businesses at a reasonable average price," says Buffett. "And that is all you have to do."
That's it? It's that simple? Buffett says yes.
"You don't need to look at the prices of the stocks you own from week-to-week, or month-to-month, or even year-to-year," says Buffett. "If you own a cross-section of American businesses, and you don't get excited (and buy) just at the very top, and if you buy in over time, you are going to do well."
沒有留言:
張貼留言